{"id":22262,"date":"2025-09-26T13:17:30","date_gmt":"2025-09-26T11:17:30","guid":{"rendered":"https:\/\/projet.helpfrontaliers.ch\/?page_id=22262"},"modified":"2026-04-15T18:17:39","modified_gmt":"2026-04-15T16:17:39","slug":"mutuelle-sante","status":"publish","type":"page","link":"https:\/\/helpfrontaliers.ch\/en\/frontaliers\/mutuelle-sante\/","title":{"rendered":"Health insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"22262\" class=\"elementor elementor-22262\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2041aba1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2041aba1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-408979c7\" data-id=\"408979c7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3538c29c elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"3538c29c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3653503e elementor-widget elementor-widget-heading\" data-id=\"3653503e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Compl\u00e9mentaire sant\u00e9 frontalier : pourquoi est-elle indispensable ? <\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f9925dd elementor-widget elementor-widget-spacer\" data-id=\"7f9925dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-45f46689 elementor-widget elementor-widget-text-editor\" data-id=\"45f46689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Quand on travaille en Suisse et qu&rsquo;on habite en France, on est consid\u00e9r\u00e9 comme frontalier.<\/span><\/p><p class=\"cvGsUA direction-ltr align-start para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Cela implique des choix en mati\u00e8re d&rsquo;assurance maladie : CMU (France) ou LAMal (Suisse). Dans tous les cas, une compl\u00e9mentaire sant\u00e9 frontalier est fortement conseill\u00e9e.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dab084c elementor-widget elementor-widget-spacer\" data-id=\"1dab084c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gt3-core-button--alignment_inline elementor-element elementor-element-4e4c9ca elementor-widget__width-initial elementor-widget elementor-widget-gt3-core-button\" data-id=\"4e4c9ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"gt3-core-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"gt3_module_button_elementor size_custom alignment_inline button_icon_none hover_type5 rounded\">\r\n\t\t<a class=\"button_size_elementor_custom alignment_inline border_icon_none hover_type5 btn_icon_position_left\" href=\"https:\/\/adhesion.mutuelle-lafrontaliere.fr\/sante-prevoyance-besoins?c=HELP\" target=\"_blank\" rel=\"noopener\">\r\n\t\t\t\t<span class=\"gt3_module_button__container\">\r\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor_gt3_btn_text\">Simulation<\/span>\t\t\t\t\t\t<span class=\"gt3_module_button__cover front\"><\/span>\r\n\t\t\t\t\t\t<span class=\"gt3_module_button__cover back\"><\/span>\r\n\t\t\t\t\t\t\t\t\t<\/span>\r\n\t\t<\/a>\r\n\t<\/div>\r\n\r\n<script type=\"application\/json\" id=\"settings--4e4c9ca\">[]<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gt3-core-button--alignment_inline elementor-element elementor-element-2e082b34 elementor-widget elementor-widget-gt3-core-button\" data-id=\"2e082b34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"gt3-core-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"gt3_module_button_elementor size_custom alignment_inline button_icon_none hover_type5 rounded\">\r\n\t\t<a class=\"button_size_elementor_custom alignment_inline border_icon_none hover_type5 btn_icon_position_left\" href=\"\/en\/nous-contacter\/\">\r\n\t\t\t\t<span class=\"gt3_module_button__container\">\r\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor_gt3_btn_text\">Contact<\/span>\t\t\t\t\t\t<span class=\"gt3_module_button__cover front\"><\/span>\r\n\t\t\t\t\t\t<span class=\"gt3_module_button__cover back\"><\/span>\r\n\t\t\t\t\t\t\t\t\t<\/span>\r\n\t\t<\/a>\r\n\t<\/div>\r\n\r\n<script type=\"application\/json\" id=\"settings--2e082b34\">[]<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-30297346\" data-id=\"30297346\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-602af89b elementor-widget elementor-widget-image\" data-id=\"602af89b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"480\" height=\"480\" src=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/5-1-480x480.png\" class=\"attachment-gt3theme_mobile size-gt3theme_mobile wp-image-21859\" alt=\"\" srcset=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/5-1-480x480.png 480w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/5-1-300x300.png 300w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/5-1-150x150.png 150w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/5-1-768x768.png 768w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/5-1.png 1000w\" sizes=\"(max-width: 480px) 100vw, 480px\" title=\"5\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-b50dfc2 e-flex e-con-boxed e-con e-parent\" data-id=\"b50dfc2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7cda80 elementor-widget elementor-widget-spacer\" data-id=\"f7cda80\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f904d22 e-flex e-con-boxed e-con e-parent\" data-id=\"f904d22\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ffe38c elementor-widget elementor-widget-heading\" data-id=\"6ffe38c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Qu\u2019est-ce qu\u2019une compl\u00e9mentaire sant\u00e9 frontalier ?<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-dda4847 elementor-widget elementor-widget-text-editor\" data-id=\"dda4847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-center para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">La compl\u00e9mentaire sant\u00e9 frontalier est une mutuelle sp\u00e9cialement con\u00e7ue pour les frontaliers. Elle vient compl\u00e9ter les remboursements de la S\u00e9curit\u00e9 sociale fran\u00e7aise (CMU) ou de la LAMal suisse.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"><br \/>Concr\u00e8tement, elle prend en charge :<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af56a77 elementor-widget elementor-widget-html\" data-id=\"af56a77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ===== SECTION 2 ===== -->\r\n<div class=\"hf-section2\">\r\n  <div class=\"hf-cards\">\r\n\r\n    <div class=\"hf-card\">\r\n      <h3>Reste \u00e0 charge<\/h3>\r\n      <p>Les frais restant \u00e0 payer apr\u00e8s remboursement de la CMU ou de la LAMal.<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"hf-card\">\r\n      <h3>Compl\u00e9ment<\/h3>\r\n      <p>Les d\u00e9penses mal couvertes comme l\u2019optique, le dentaire, les soins hospitaliers.<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"hf-card\">\r\n      <h3>M\u00e9decine douces<\/h3>\r\n      <p>Parfois, des garanties suppl\u00e9mentaires (m\u00e9decine douce, chambre particuli\u00e8re, assistance, etc.).<\/p>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/div>\r\n\r\n<style>\r\n\/* ===== SECTION 2 ===== *\/\r\n.hf-section2 {\r\n  background:#f5f5fe; \/* couleur de fond *\/\r\n  padding:40px 20px;\r\n  font-family:'Poppins', sans-serif;\r\n}\r\n\r\n.hf-cards {\r\n  display:flex;\r\n  flex-wrap:wrap;\r\n  justify-content:center;\r\n  gap:30px;\r\n  max-width:1200px;\r\n  margin:0 auto;\r\n}\r\n\r\n.hf-card {\r\n  flex:1 1 280px;\r\n  max-width:340px;\r\n  background:#fff;\r\n  padding:22px 18px;\r\n  text-align:center;\r\n  border-radius:10px;\r\n  border:2px solid transparent;\r\n  background-clip:padding-box, border-box;\r\n  background-origin:border-box;\r\n  background-image:\r\n    linear-gradient(#fff,#fff),\r\n    linear-gradient(180deg,#234981,#f04c23);\r\n  box-shadow:0 4px 10px rgba(0,0,0,0.06);\r\n}\r\n\r\n.hf-card h3 {\r\n  font-size:18px;\r\n  font-weight:600;\r\n  margin-bottom:12px;\r\n  color:#231651;\r\n}\r\n\r\n.hf-card p {\r\n  font-size:15px;\r\n  line-height:1.5;\r\n  color:#333;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media(max-width:768px){\r\n  .hf-cards {gap:20px;}\r\n  .hf-card {max-width:100%;}\r\n}\r\n<\/style>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7bb6399 e-flex e-con-boxed e-con e-parent\" data-id=\"7bb6399\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a806b25 elementor-widget elementor-widget-spacer\" data-id=\"a806b25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49dcbdc e-con-full e-flex e-con e-parent\" data-id=\"49dcbdc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01d6ed5 elementor-widget elementor-widget-html\" data-id=\"01d6ed5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Poppins:wght@400;600;700;800&display=swap\" rel=\"stylesheet\">\r\n\r\n<style>\r\n  .lf-coverage{\r\n    font-family:\"Poppins\",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;\r\n    display:flex;justify-content:center;\r\n    padding:28px 16px;\r\n  }\r\n\r\n  .lf-card{\r\n    background:#f5f5fe;\r\n    border-radius:28px;\r\n    box-shadow:0 8px 24px rgba(0,0,0,.08);\r\n    padding:40px 40px 36px;   \r\n    max-width:1100px;width:100%;\r\n  }\r\n\r\n  \/* ===== Logo ===== *\/\r\n  .lf-logo{\r\n    display:block;\r\n    margin:0 auto 42px auto;\r\n    width:185px;\r\n    height:auto;\r\n    max-width:100%;\r\n  }\r\n\r\n  \/* ===== Contenu ===== *\/\r\n  .lf-body{\r\n    max-width:none;\r\n    padding:0 12px;\r\n    margin:0 auto;\r\n    text-align:left;\r\n  }\r\n\r\n  \/* ===== Titre ===== *\/\r\n  .lf-title{\r\n    color:#2d0068;\r\n    font-weight:800;\r\n    font-size:18px !important;\r\n    text-align:center;\r\n    margin:0 0 22px 0;\r\n    line-height:1.4;\r\n  }\r\n\r\n  \/* ===== Texte & Liste ===== *\/\r\n  .lf-intro,\r\n  .lf-list{\r\n    color:#2a3997;\r\n    font-size:16px;\r\n    line-height:1.7;\r\n    margin:0;\r\n  }\r\n\r\n  .lf-intro{ margin-bottom:10px; }\r\n\r\n  .lf-list{\r\n    list-style-type:disc;\r\n    margin-top:8px;\r\n    padding-left:0;\r\n  }\r\n\r\n  .lf-list li{\r\n    margin:6px 0;\r\n    padding-left:0;\r\n  }\r\n\r\n  .lf-cta { \r\n    text-align:center; \r\n    margin-top:34px;  \r\n  }\r\n\r\n  .lf-cta .hf-btn{\r\n    display:inline-block;\r\n    background:#234881;\r\n    color:#fff;\r\n    text-decoration:none;\r\n    font-weight:700;\r\n    font-size:16px;\r\n    padding:6px 26px;\r\n    border-radius:12px;\r\n    transition:transform .15s ease, opacity .15s ease;\r\n    margin:0 auto;\r\n  }\r\n  .lf-cta .hf-btn:hover{ transform:translateY(-1px); opacity:.92; }\r\n\r\n  \/* ===== Responsive ===== *\/\r\n  @media (max-width:1024px){\r\n    .lf-card{padding:34px 26px 30px;border-radius:24px;}\r\n    .lf-logo{width:165px;margin-bottom:32px;}\r\n    .lf-title{font-size:18px !important;margin-bottom:18px;}\r\n    .lf-cta{margin-top:28px;} \r\n    .lf-cta .hf-btn{margin:12px auto 0;padding:6px 26px;font-size:15px;}\r\n  }\r\n\r\n  @media (max-width:720px){\r\n    .lf-coverage{padding:16px 6px;}\r\n    .lf-card{padding:24px 10px;border-radius:22px;}\r\n    .lf-logo{width:140px;margin-bottom:30px;}\r\n    .lf-title{font-size:17px !important;margin-bottom:14px;}\r\n    .lf-intro,.lf-list{font-size:15px;line-height:1.65;}\r\n    .lf-list li{margin:5px 0;}\r\n    .lf-cta{margin-top:28px;}\r\n    .lf-cta .hf-btn{padding:4px 20px;}\r\n  }\r\n<\/style>\r\n\r\n<section class=\"lf-coverage\" aria-labelledby=\"lf-title\">\r\n  <article class=\"lf-card\">\r\n    <img decoding=\"async\" class=\"lf-logo\" src=\"\/wp-content\/uploads\/2025\/10\/logo_la_frontaliere.png\" alt=\"La Frontali\u00e8re - Mutuelle Sant\u00e9 Pr\u00e9voyance\">\r\n\r\n    <div class=\"lf-body\">\r\n      <h2 id=\"lf-title\" class=\"lf-title\">Une couverture compl\u00e8te pour frontalier&nbsp;?<\/h2>\r\n\r\n      <p class=\"lf-intro\">\r\n        Cr\u00e9\u00e9e par et pour les frontaliers, la mutuelle la Frontali\u00e8re vous accompagne que vous soyez rattach\u00e9 \u00e0 la LAMAL\r\n        ou au r\u00e9gime d'assurance maladie fran\u00e7ais. La Frontali\u00e8re c'est une offre sant\u00e9 et pr\u00e9voyance adapt\u00e9e \u00e0 vos besoins&nbsp;:\r\n      <\/p>\r\n\r\n      <ul class=\"lf-list\">\r\n        <li>6 niveaux de couverture (LAMAL et STFS)<\/li>\r\n        <li>Une qualit\u00e9 et une rapidit\u00e9 de gestion (remboursements sous 48h)<\/li>\r\n        <li>Des services gratuits inclus dans tous les contrats (t\u00e9l\u00e9consultations m\u00e9dicales, assistance, accompagnement scolaire, etc.)<\/li>\r\n        <li>La prise en charge de la r\u00e9siliation aupr\u00e8s de votre assureur actuel<\/li>\r\n      <\/ul>\r\n\r\n      <div class=\"lf-cta\">\r\n        <a class=\"hf-btn\" href=\"https:\/\/calendar.app.google\/KENts6pUYnQp4VLy6\" target=\"_blank\" rel=\"noopener\">Rendez-vous gratuit<\/a>\r\n      <\/div>\r\n    <\/div>\r\n  <\/article>\r\n<\/section>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9e963b e-flex e-con-boxed e-con e-parent\" data-id=\"f9e963b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77095ad elementor-widget elementor-widget-heading\" data-id=\"77095ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Pourquoi une mutuelle sp\u00e9cifique pour les frontaliers ?<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-5667fbb elementor-widget elementor-widget-text-editor\" data-id=\"5667fbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-center para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Il y a des diff\u00e9rences entre une compl\u00e9mentaire sant\u00e9 standard et une compl\u00e9mentaire frontalier. Apporter plus de souplesse \u00e0 la couverture est indispensable.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none white-space-prewrap\"> <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7cf615ee e-flex e-con-boxed e-con e-parent\" data-id=\"7cf615ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-36e2921e e-con-full e-flex e-con e-child\" data-id=\"36e2921e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6cb6ef00 elementor-widget elementor-widget-image\" data-id=\"6cb6ef00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"480\" height=\"480\" src=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/6-1-480x480.png\" class=\"attachment-gt3theme_mobile size-gt3theme_mobile wp-image-21860\" alt=\"\" srcset=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/6-1-480x480.png 480w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/6-1-300x300.png 300w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/6-1-150x150.png 150w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/6-1-768x768.png 768w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/6-1.png 1000w\" sizes=\"(max-width: 480px) 100vw, 480px\" title=\"6\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c664091 e-con-full e-flex e-con e-child\" data-id=\"c664091\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-749e5544 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"749e5544\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><b> Situation particuli\u00e8re  <\/b><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-6898d6ba elementor-widget elementor-widget-text-editor\" data-id=\"6898d6ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Ils peuvent se faire soigner en France ou en Suisse.<\/span><\/li><li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Les tarifs m\u00e9dicaux sont souvent plus \u00e9lev\u00e9s en Suisse.<\/span><\/li><li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Les remboursements varient selon le r\u00e9gime choisi (CMU ou LAMal).<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b82fb40 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"b82fb40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><b>     Un compl\u00e9ment n\u00e9cessaire  <\/b><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-c10e380 elementor-widget elementor-widget-text-editor\" data-id=\"c10e380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Elle couvre les soins en Suisse au-del\u00e0 du tarif fran\u00e7ais.<\/span><\/li><li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Elle limite le reste \u00e0 charge pour l\u2019hospitalisation.<\/span><\/li><li><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Elle propose des formules adapt\u00e9es aux budgets et aux habitudes de soins des frontaliers.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ff79f5 e-con-full e-flex e-con e-parent\" data-id=\"8ff79f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d86bb0 elementor-widget elementor-widget-html\" data-id=\"3d86bb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.hf-offer{\r\n  --blue:#234881;\r\n  --violet:#2d0068;\r\n  --check:#2a3997;\r\n  --card-bg:#f6f7ff;\r\n  --radius:28px;\r\n  --shadow:0 8px 24px rgba(0,0,0,.08);\r\n  font-family:\"Poppins\", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;\r\n  display:flex; justify-content:center; padding:24px 16px;\r\n}\r\n.hf-offer-card{\r\n  background:var(--card-bg);\r\n  box-shadow:var(--shadow);\r\n  border-radius:var(--radius);\r\n  padding:32px 28px;\r\n  max-width:1200px; width:100%;\r\n}\r\n.hf-offer-grid{\r\n  display:grid;\r\n  grid-template-columns:1fr 1.2fr;\r\n  gap:36px;\r\n  align-items:center; \r\n}\r\n\r\n.hf-offer-left{\r\n  display:flex;\r\n  flex-direction:column;\r\n  justify-content:center;  \r\n  align-items:center;     \r\n  text-align:center;\r\n  height:100%;\r\n}\r\n.hf-eyebrow{\r\n  color:var(--blue);\r\n  font-weight:700;\r\n  font-size:24px;\r\n  margin:0 0 6px 0;\r\n}\r\n.hf-price{ color:var(--blue); margin:0; line-height:1.1; }\r\n.hf-price .big{ display:block; font-weight:800; font-size:44px; letter-spacing:.3px; }\r\n.hf-price .per{ display:block; font-weight:700; font-size:20px; margin-top:4px; }\r\n\r\n.hf-right-title{\r\n  color:var(--violet);\r\n  font-weight:800;\r\n  font-size:18px !important; \r\n  margin:0 0 14px 0;\r\n}\r\n\r\n.hf-checks{\r\n  list-style:none !important;\r\n  list-style-type:none !important;\r\n  list-style-image:none !important;\r\n  padding-left:0 !important;\r\n  margin:0 0 22px 0 !important;\r\n}\r\n\r\n.hf-checks li::marker,\r\n.hf-checks li::before,\r\n.hf-checks li::after{\r\n  content:none !important;\r\n}\r\n\r\n.hf-checks li{\r\n  color:#2a3997 !important;  \r\n  font-weight:400 !important;  \r\n  font-size:16px;\r\n  line-height:1.35;          \r\n  margin:6px 0;               \r\n  padding-left:28px !important;\r\n  background-image:url('\/wp-content\/uploads\/2025\/09\/icone-check.png') !important;\r\n  background-repeat:no-repeat !important;\r\n  background-size:16px 16px !important;\r\n  background-position:left 0 top 2px !important;\r\n}\r\n\r\n.hf-btn{\r\n  display:inline-block;\r\n  background:var(--blue);\r\n  color:#fff; text-decoration:none;\r\n  font-weight:700; \r\n  font-size:16px;\r\n  padding:6px 26px;\r\n  border-radius:12px;\r\n  transition:transform .15s ease, opacity .15s ease;\r\n  margin-left:40px;\r\n}\r\n.hf-btn:hover{ transform:translateY(-1px); opacity:.92; }\r\n\r\n@media (max-width:1024px){\r\n  .hf-offer-card{ padding:28px 22px; }\r\n  .hf-offer-grid{ grid-template-columns:1fr; gap:22px; }\r\n  .hf-eyebrow{ font-size:22px; }\r\n  .hf-price .big{ font-size:40px; }\r\n  .hf-price .per{ font-size:18px; }\r\n}\r\n@media (max-width:720px){\r\n  .hf-offer{ padding:18px 12px; }\r\n  .hf-offer-card{ border-radius:22px; }\r\n  .hf-eyebrow{ font-size:20px; margin-bottom:6px; }\r\n  .hf-price .big{ font-size:36px; }\r\n  .hf-price .per{ font-size:18px; }\r\n  .hf-right-title{ font-size:17px; }\r\n  .hf-btn{ padding:6px 26px; font-size:15px; }\r\n}\r\n\r\n\r\n.hf-offer-right{}\r\n\r\n@media (max-width:1024px){\r\n  .hf-offer-grid{ grid-template-columns:1fr; }     \r\n  .hf-offer-right{\r\n    display:flex;\r\n    flex-direction:column;\r\n    align-items:center;    \r\n    text-align:center;       \r\n  }\r\n  .hf-checks{\r\n    text-align:left;       \r\n    max-width:640px;       \r\n    margin:0 0 18px 0 !important;\r\n  }\r\n  .hf-btn{\r\n    margin-left:0;         \r\n    margin:12px auto 0;  \r\n    padding:6px 26px;      \r\n    font-size:15px;\r\n  }\r\n}\r\n\r\n@media (max-width:720px){\r\n  .hf-right-title{ font-size:17px; }\r\n  .hf-checks li{ font-size:15px; margin:5px 0; line-height:1.35; }\r\n  .hf-btn{ padding:10px 20px; }\r\n}\r\n\r\n\r\n<\/style>\r\n\r\n\r\n<section class=\"hf-offer\">\r\n  <div class=\"hf-offer-card\">\r\n    <div class=\"hf-offer-grid\">\r\n      <div class=\"hf-offer-left\">\r\n        <p class=\"hf-eyebrow\">A partir de<\/p>\r\n        <h2 class=\"hf-price\">\r\n          <span class=\"big\">20,50 euros<\/span>\r\n          <span class=\"per\">\/mois<\/span>\r\n        <\/h2>\r\n      <\/div>\r\n\r\n      <div class=\"hf-offer-right\">\r\n        <h3 class=\"hf-right-title\">Une couverture compl\u00e8te pour frontalier ?<\/h3>\r\n\r\n        <ul class=\"hf-checks\">\r\n          <li>Consultation en Suisse<\/li>\r\n          <li>Hospitalisation France &amp; Suisse<\/li>\r\n          <li>Tous les postes (dentaires, optique, etc)<\/li>\r\n          <li>Couverture des d\u00e9passements d\u2019honoraires<\/li>\r\n          <li>Assistance 24 sur 24, 7\/7<\/li>\r\n        <\/ul>\r\n\r\n        <a class=\"hf-btn\" href=\"https:\/\/calendar.app.google\/KENts6pUYnQp4VLy6\" target=\"_blank\" rel=\"noopener\">Rendez-vous gratuit<\/a>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/section>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ed12f8 e-flex e-con-boxed e-con e-parent\" data-id=\"1ed12f8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da9a530 elementor-widget elementor-widget-spacer\" data-id=\"da9a530\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9333ab9 e-flex e-con-boxed e-con e-parent\" data-id=\"9333ab9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c27e438 elementor-widget elementor-widget-heading\" data-id=\"c27e438\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Combien co\u00fbte une compl\u00e9mentaire frontalier ?<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-fb78895 elementor-widget elementor-widget-text-editor\" data-id=\"fb78895\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-center para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Le niveau de votre compl\u00e9mentaire sant\u00e9 va \u00eatre calcul\u00e9 en fonction de plusieurs \u00e9l\u00e9ments. L\u2019un des points les plus importants est de comprendre qu\u2019une mutuelle doit \u00eatre adapt\u00e9e \u00e0 votre r\u00e9gime.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none white-space-prewrap\"> <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-612c0ab elementor-widget elementor-widget-html\" data-id=\"612c0ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ===== SECTION 2 ===== -->\r\n<div class=\"hf-section2\">\r\n  <div class=\"hf-cards\">\r\n\r\n    <div class=\"hf-card\">\r\n      <h3>Votre \u00e2ge<\/h3>\r\n      <p>L\u2019\u00e2ge est un facteur cl\u00e9 dans le calcul de l\u2019assurance compl\u00e9mentaire et de son prix. <\/p>\r\n    <\/div>\r\n\r\n    <div class=\"hf-card\">\r\n      <h3>Niveau de garanties<\/h3>\r\n      <p>En fonction de vos besoins en mati\u00e8re de couverture, le prix est automatiquement adapt\u00e9.<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"hf-card\">\r\n      <h3>Choix des prestations<\/h3>\r\n      <p>Le tarif de base ne sera pas le m\u00eame si vous s\u00e9lectionnez l\u2019option des soins en Suisse en plus de la France.  <\/p>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/div>\r\n\r\n<style>\r\n\/* ===== SECTION 2 ===== *\/\r\n.hf-section2 {\r\n  background:#f5f5fe; \/* couleur de fond *\/\r\n  padding:40px 20px;\r\n  font-family:'Poppins', sans-serif;\r\n}\r\n\r\n.hf-cards {\r\n  display:flex;\r\n  flex-wrap:wrap;\r\n  justify-content:center;\r\n  gap:30px;\r\n  max-width:1200px;\r\n  margin:0 auto;\r\n}\r\n\r\n.hf-card {\r\n  flex:1 1 280px;\r\n  max-width:340px;\r\n  background:#fff;\r\n  padding:22px 18px;\r\n  text-align:center;\r\n  border-radius:10px;\r\n  border:2px solid transparent;\r\n  background-clip:padding-box, border-box;\r\n  background-origin:border-box;\r\n  background-image:\r\n    linear-gradient(#fff,#fff),\r\n    linear-gradient(180deg,#234981,#f04c23);\r\n  box-shadow:0 4px 10px rgba(0,0,0,0.06);\r\n}\r\n\r\n.hf-card h3 {\r\n  font-size:18px;\r\n  font-weight:600;\r\n  margin-bottom:12px;\r\n  color:#231651;\r\n}\r\n\r\n.hf-card p {\r\n  font-size:15px;\r\n  line-height:1.5;\r\n  color:#333;\r\n}\r\n\r\n\/* Mobile *\/\r\n@media(max-width:768px){\r\n  .hf-cards {gap:20px;}\r\n  .hf-card {max-width:100%;}\r\n}\r\n<\/style>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d892dd4 e-flex e-con-boxed e-con e-parent\" data-id=\"d892dd4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d09c380 elementor-widget elementor-widget-spacer\" data-id=\"d09c380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a07b691 e-con-full e-flex e-con e-parent\" data-id=\"a07b691\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0215ab elementor-widget elementor-widget-html\" data-id=\"f0215ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n:root{\r\n  --s4-bg:#000;\r\n  --s4-card-bg:#fff;\r\n  --s4-title:#27406f;\r\n  --s4-text:#333;\r\n  --s4-radius:26px;\r\n  --s4-shadow:0 12px 28px rgba(0,0,0,.12);\r\n  --s4-num:#e9eef6;\r\n\r\n  --s4-title-min:72px;\r\n  --s4-para-min:110px;\r\n}\r\n\r\n.hf-section4{\r\n  background:var(--s4-bg);\r\n  padding:clamp(44px,6vw,90px) 0;\r\n}\r\n\r\n.hf-s4-grid{\r\n  width:min(1200px,96vw);\r\n  margin-inline:auto;\r\n  padding-inline:clamp(16px,4vw,28px); \r\n  display:grid;\r\n  grid-template-columns:repeat(3,1fr);\r\n  gap:clamp(20px,3vw,32px);\r\n}\r\n@media (max-width:1024px){\r\n  .hf-s4-grid{ grid-template-columns:repeat(2,1fr); }\r\n}\r\n@media (max-width:720px){\r\n  .hf-s4-grid{ grid-template-columns:1fr; }\r\n}\r\n\r\n.hf-s4-card{\r\n  position:relative;\r\n  background:var(--s4-card-bg);\r\n  border-radius:var(--s4-radius);\r\n  box-shadow:var(--s4-shadow);\r\n  padding:clamp(26px,3.4vw,34px) clamp(22px,2.6vw,28px) clamp(26px,3.2vw,34px);\r\n  display:flex;\r\n  flex-direction:column;\r\n  align-items:center;\r\n  text-align:center;\r\n  gap:14px;                    \r\n  overflow:hidden;\r\n}\r\n\r\n\/* num\u00e9ro *\/\r\n.hf-s4-num{\r\n  position:absolute;\r\n  top:clamp(18px,2.4vw,26px);\r\n  left:clamp(18px,2.2vw,26px);\r\n  font-weight:800;\r\n  font-size:clamp(68px,7vw,96px);\r\n  line-height:1;\r\n  color:var(--s4-num);\r\n  filter:drop-shadow(0 2px 0 rgba(0,0,0,.04));\r\n  z-index:0;\r\n  pointer-events:none;\r\n}\r\n\r\n\/* titre *\/\r\n.hf-s4-card h3{\r\n  position:relative;\r\n  z-index:1;\r\n  color:var(--s4-title);\r\n  font-weight:800;\r\n  font-size:clamp(22px,1.8vw,28px);\r\n  line-height:1.25;\r\n  margin:0;\r\n  padding-left:clamp(34px,3.2vw,44px); \r\n\r\n  min-height:var(--s4-title-min);\r\n  display:flex;\r\n  align-items:flex-end;                    \r\n  justify-content:center;\r\n}\r\n\r\n\/* texte *\/\r\n.hf-s4-card p{\r\n  position:relative;\r\n  z-index:1;\r\n  color:var(--s4-text);\r\n  font-size:clamp(14px,1vw,16px);\r\n  line-height:1.6;\r\n  margin:0;\r\n  max-width:44ch;\r\n\r\n  min-height:var(--s4-para-min);\r\n  display:flex;\r\n  align-items:flex-start;            \r\n  justify-content:center;\r\n}\r\n\r\n.hf-s4-btn{\r\n  position:relative;\r\n  z-index:1;\r\n  display:inline-block;\r\n  padding:12px 22px;\r\n  border-radius:12px;\r\n  background:var(--s4-title);\r\n  color:#fff;\r\n  font-weight:800;\r\n  text-decoration:none;\r\n  box-shadow:inset 0 -2px 0 rgba(0,0,0,.12);\r\n  transition:transform .15s ease, box-shadow .15s ease, background .2s;\r\n  margin-top:8px;\r\n}\r\n.hf-s4-btn:hover{ transform:translateY(-1px); }\r\n.hf-s4-btn:active{ transform:translateY(0); box-shadow:inset 0 2px 0 rgba(0,0,0,.14); }\r\n\r\n.hf-s4-card::after{\r\n  content:\"\";\r\n  position:absolute; inset:0;\r\n  border-radius:var(--s4-radius);\r\n  box-shadow:0 1px 0 rgba(255,255,255,.4) inset;\r\n  pointer-events:none;\r\n}\r\n\r\n\/* boutons unifi\u00e9s dans cette section *\/\r\n.hf-section4 .hf-s4-card .hf-s4-btn,\r\n.hf-section4 .hf-s4-card a.hf-btn,\r\n.hf-section4 .hf-s4-card a.hf-btn.hf-btn--primary{\r\n  appearance:none !important;\r\n  -webkit-appearance:none !important;\r\n  border:none !important;\r\n  text-decoration:none !important;\r\n  display:inline-flex !important;\r\n  align-items:center !important;\r\n  justify-content:center !important;\r\n  gap:8px !important;\r\n  background:var(--s4-title) !important;\r\n  color:#fff !important;\r\n  padding:12px 22px !important;\r\n  font-size:14px !important;\r\n  font-weight:800 !important;\r\n  line-height:1.3 !important;\r\n  text-transform:none !important;\r\n  border-radius:12px !important;\r\n  min-width:150px !important;\r\n  height:auto !important;\r\n  box-shadow:inset 0 -2px 0 rgba(0,0,0,.12) !important;\r\n  transition:transform .12s ease, box-shadow .2s ease, background .2s ease !important;\r\n}\r\n.hf-section4 .hf-s4-card .hf-s4-btn:hover,\r\n.hf-section4 .hf-s4-card a.hf-btn:hover{\r\n  transform:translateY(-1px) !important;\r\n  box-shadow:0 8px 22px rgba(39,64,111,.28) !important;\r\n}\r\n.hf-section4 .hf-s4-card .hf-s4-btn:active,\r\n.hf-section4 .hf-s4-card a.hf-btn:active{\r\n  transform:translateY(0) !important;\r\n  box-shadow:inset 0 2px 0 rgba(0,0,0,.16) !important;\r\n}\r\n.hf-section4 .hf-s4-card .hf-s4-btn:focus-visible,\r\n.hf-section4 .hf-s4-card a.hf-btn:focus-visible{\r\n  outline:3px solid rgba(39,64,111,.35) !important;\r\n  outline-offset:2px !important;\r\n}\r\n\r\n@media (max-width:720px){\r\n  .hf-s4-grid{\r\n    padding-inline:16px;   \r\n  }\r\n  .hf-s4-card{\r\n    padding:22px 18px 24px;\r\n  }\r\n  .hf-s4-card h3{\r\n    padding-left:56px;\r\n    text-align:left;\r\n    min-height:unset;\r\n     font-size:16px;    \r\n      margin-bottom:14px; \r\n  }\r\n  .hf-s4-card p{\r\n    max-width:48ch;\r\n    min-height:unset;\r\n  }\r\n}\r\n\r\n\r\n@media (min-width:1025px){\r\n\r\n  .hf-s4-card h3{\r\n    font-size:clamp(18px, 1.2vw, 21px);\r\n    padding-left:clamp(48px, 2vw, 56px);  \r\n    min-height:60px;\r\n    align-items:flex-end;\r\n    justify-content:flex-start;\r\n    margin-bottom:12px;\r\n  }\r\n\r\n  \/* Paragraphe *\/\r\n  .hf-s4-card p{\r\n    font-size:clamp(14px, 0.95vw, 15px);\r\n    line-height:1.55;\r\n    min-height:115px;\r\n    margin-top:0;\r\n  }\r\n}\r\n\r\n@media (min-width:721px) and (max-width:1024px){\r\n\r\n  .hf-s4-grid{\r\n    padding-inline:24px;\r\n  }\r\n\r\n  .hf-s4-card{\r\n    gap:12px;\r\n    padding:26px 22px 26px;\r\n  }\r\n\r\n  .hf-s4-num{\r\n    font-size:84px;\r\n    top:20px;\r\n    left:20px;\r\n  }\r\n\r\n  .hf-s4-card h3{\r\n    font-size:20px;                \r\n    line-height:1.25;\r\n    padding-left:48px;          \r\n    margin:0 0 6px 0;\r\n    min-height:56px;               \r\n    display:flex;\r\n    align-items:center;            \r\n    justify-content:center;\r\n    text-align:center;\r\n  }\r\n\r\n  .hf-s4-card p{\r\n    font-size:15px;\r\n    line-height:1.55;\r\n    margin:0;\r\n    min-height:108px;             \r\n    display:flex;\r\n    align-items:flex-start;\r\n    justify-content:center;\r\n    max-width:46ch;\r\n  }\r\n}\r\n\r\n\r\n.hf-s4-card p {\r\n  margin-bottom:1px;  \r\n}\r\n.hf-s4-btn {\r\n  margin-top:1px;     \r\n}\r\n\r\n\r\n<\/style><section class=\"hf-section4\">\r\n  <div class=\"hf-s4-grid\">\r\n\r\n    <!-- Carte 1 -->\r\n    <article class=\"hf-s4-card\">\r\n      <span class=\"hf-s4-num\">1<\/span>\r\n      <h3>Analysez vos besoins en sant\u00e9<\/h3>\r\n      <p>Une bonne couverture est une couverture adapt\u00e9e ! Choisissez une mutuelle adapt\u00e9e \u00e0 vos besoins et votre budget. <\/p>\r\n     \r\n    <\/article>\r\n\r\n    <!-- Carte 2 -->\r\n    <article class=\"hf-s4-card\">\r\n      <span class=\"hf-s4-num\">2<\/span>\r\n      <h3>Nous comparons plusieurs devis<\/h3>\r\n      <p>Nous faisons automatiquement un comparatif avec tous nos partenaires pour vous proposer la meilleure offre. <\/p>\r\n      \r\n    <\/article>\r\n\r\n    <!-- Carte 3 -->\r\n    <article class=\"hf-s4-card\">\r\n      <span class=\"hf-s4-num\">3<\/span>\r\n      <h3>Souscrivez en quelques clics en ligne<\/h3>\r\n      <p>Tous nos contrats sont \u00e9quip\u00e9s d\u2019une signature digitale. Vous pourrez vous connecter \u00e0 votre espace directement pour suivre vos remboursements etc<\/p>\r\n      <a href=\"https:\/\/adhesion.mutuelle-lafrontaliere.fr\/sante-prevoyance-besoins?c=HELP\" class=\"hf-s4-btn hf-btn hf-btn--primary\" target=\"_blank\" rel=\"noopener\">Demander un devis<\/a>\r\n    <\/article>\r\n\r\n  <\/div>\r\n<\/section>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1898992 e-flex e-con-boxed e-con e-parent\" data-id=\"1898992\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c8ee6d elementor-widget elementor-widget-spacer\" data-id=\"0c8ee6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b5cd9a e-flex e-con-boxed e-con e-parent\" data-id=\"9b5cd9a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92e27cb elementor-widget elementor-widget-html\" data-id=\"92e27cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n.hf-summary {\r\n  --bg: #234981;\r\n  --radius: 18px;\r\n  --maxw: 1400px;\r\n  --padX: 28px;\r\n  --padY: 26px;\r\n\r\n  display: flex;\r\n  justify-content: center;\r\n  align-items: center; \r\n  padding: 8px 16px;\r\n  font-family: 'Poppins', sans-serif;\r\n}\r\n\r\n.hf-summary-inner {\r\n  width: 100%;\r\n  max-width: var(--maxw);\r\n  background: var(--bg);\r\n  color: #fff;\r\n  border: 1.5px solid rgba(255, 255, 255, 0.35);\r\n  border-radius: var(--radius);\r\n  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.15);\r\n  padding: var(--padY) var(--padX);\r\n  min-height: 220px; \r\n  display: flex;\r\n  flex-direction: column;\r\n  justify-content: center; \r\n  align-items: center;\r\n  text-align: center;\r\n}\r\n\r\n.hf-summary-icon {\r\n  display: block;\r\n  margin: 0 auto 14px;\r\n  filter: brightness(0) invert(1);\r\n}\r\n\r\n.hf-summary h3 {\r\n  margin: 0 0 12px;\r\n  font-weight: 700;\r\n  font-size: 22px;\r\n  line-height: 1.2;\r\n  color: #fff;\r\n}\r\n\r\n.hf-summary p {\r\n  margin: 0;\r\n  font-size: 16px;\r\n  line-height: 1.7;\r\n  color: #fff;\r\n  max-width: 1050px; \r\n}\r\n\r\n@media (max-width: 1024px) {\r\n  .hf-summary {\r\n    --maxw: 95%;\r\n  }\r\n}\r\n\r\n@media (max-width: 768px) {\r\n  .hf-summary {\r\n    padding: 14px;\r\n  }\r\n\r\n  .hf-summary-inner {\r\n    padding: 20px 16px 36px;\r\n    border-radius: 12px;\r\n    text-align: center;\r\n    min-height: auto; \r\n  }\r\n\r\n  .hf-summary-icon {\r\n    width: 36px;\r\n    height: 36px;\r\n    margin-bottom: 10px;\r\n  }\r\n\r\n  .hf-summary h3 {\r\n    font-size: 20px;\r\n    margin-bottom: 10px;\r\n  }\r\n\r\n  .hf-summary p {\r\n    font-size: 15px;\r\n    line-height: 1.6;\r\n  }\r\n}\r\n<\/style>\r\n\r\n<div class=\"hf-summary\">\r\n  <div class=\"hf-summary-inner\">\r\n    <img decoding=\"async\" class=\"hf-summary-icon\" src=\"\/wp-content\/uploads\/2025\/09\/26-1.png\" alt=\"\" aria-hidden=\"true\" width=\"44\" height=\"44\">\r\n    <h3>En r\u00e9sum\u00e9<\/h3>\r\n    <p>\r\n      La compl\u00e9mentaire sant\u00e9 frontalier est un v\u00e9ritable filet de s\u00e9curit\u00e9. \r\n      Elle permet d\u2019\u00e9viter des d\u00e9penses lourdes en cas de soins en Suisse et de compl\u00e9ter efficacement \r\n      les remboursements de la CMU ou de la LAMal. Sans mutuelle adapt\u00e9e, le reste \u00e0 charge peut \u00eatre tr\u00e8s \u00e9lev\u00e9\u2026 \r\n      Avec une compl\u00e9mentaire frontali\u00e8re, vous \u00eates serein des deux c\u00f4t\u00e9s de la fronti\u00e8re !\r\n    <\/p>\r\n  <\/div>\r\n<\/div>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4015019 e-flex e-con-boxed e-con e-parent\" data-id=\"4015019\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c995b66 elementor-widget elementor-widget-spacer\" data-id=\"c995b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Compl\u00e9mentaire sant\u00e9 frontalier : pourquoi est-elle indispensable ? Quand on travaille en Suisse et qu&rsquo;on habite en France, on est consid\u00e9r\u00e9 comme frontalier. Cela implique des choix en mati\u00e8re d&rsquo;assurance maladie : CMU (France) ou LAMal (Suisse). Dans tous les cas, une compl\u00e9mentaire sant\u00e9 frontalier est fortement conseill\u00e9e. Simulation Contact Qu\u2019est-ce qu\u2019une compl\u00e9mentaire sant\u00e9 frontalier [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29248,"parent":20445,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-22262","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages\/22262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/comments?post=22262"}],"version-history":[{"count":3,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages\/22262\/revisions"}],"predecessor-version":[{"id":126167,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages\/22262\/revisions\/126167"}],"up":[{"embeddable":true,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages\/20445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/media\/29248"}],"wp:attachment":[{"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/media?parent=22262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}