{"id":22438,"date":"2025-09-26T17:02:16","date_gmt":"2025-09-26T15:02:16","guid":{"rendered":"https:\/\/projet.helpfrontaliers.ch\/?page_id=22438"},"modified":"2025-12-30T17:10:38","modified_gmt":"2025-12-30T16:10:38","slug":"banque","status":"publish","type":"page","link":"https:\/\/helpfrontaliers.ch\/en\/frontaliers\/banque\/","title":{"rendered":"Bank"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"22438\" class=\"elementor elementor-22438\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2041aba1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2041aba1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-408979c7\" data-id=\"408979c7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3538c29c elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"3538c29c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3653503e elementor-widget elementor-widget-heading\" data-id=\"3653503e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Le c\u00f4t\u00e9 bancaire pour un frontalier : une \u00e9tape cruciale<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f9925dd elementor-widget elementor-widget-spacer\" data-id=\"7f9925dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-45f46689 elementor-widget elementor-widget-text-editor\" data-id=\"45f46689\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-start para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Au-del\u00e0 des questions fiscales et administratives, le choix de la solution bancaire est un point essentiel dans la gestion quotidienne des finances d\u2019un frontalier. Rapatriez votre salaire depuis la Suisse vers la France en quelques clics. Une application &amp; un iban d\u00e9di\u00e9.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none white-space-prewrap\"> <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dab084c elementor-widget elementor-widget-spacer\" data-id=\"1dab084c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gt3-core-button--alignment_inline elementor-element elementor-element-4e4c9ca elementor-widget__width-initial elementor-widget elementor-widget-gt3-core-button\" data-id=\"4e4c9ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"gt3-core-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"gt3_module_button_elementor size_custom alignment_inline button_icon_none hover_type5 rounded\">\r\n\t\t<a class=\"button_size_elementor_custom alignment_inline border_icon_none hover_type5 btn_icon_position_left\" href=\"https:\/\/www.ibani.com\/parrainage?code=helpfrontaliers\" target=\"_blank\" rel=\"noopener\">\r\n\t\t\t\t<span class=\"gt3_module_button__container\">\r\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor_gt3_btn_text\">Discover<\/span>\t\t\t\t\t\t<span class=\"gt3_module_button__cover front\"><\/span>\r\n\t\t\t\t\t\t<span class=\"gt3_module_button__cover back\"><\/span>\r\n\t\t\t\t\t\t\t\t\t<\/span>\r\n\t\t<\/a>\r\n\t<\/div>\r\n\r\n<script type=\"application\/json\" id=\"settings--4e4c9ca\">[]<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gt3-core-button--alignment_inline elementor-element elementor-element-2e082b34 elementor-widget elementor-widget-gt3-core-button\" data-id=\"2e082b34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"gt3-core-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<div class=\"gt3_module_button_elementor size_custom alignment_inline button_icon_none hover_type5 rounded\">\r\n\t\t<a class=\"button_size_elementor_custom alignment_inline border_icon_none hover_type5 btn_icon_position_left\" href=\"\/en\/nous-contacter\/\">\r\n\t\t\t\t<span class=\"gt3_module_button__container\">\r\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor_gt3_btn_text\">Contact<\/span>\t\t\t\t\t\t<span class=\"gt3_module_button__cover front\"><\/span>\r\n\t\t\t\t\t\t<span class=\"gt3_module_button__cover back\"><\/span>\r\n\t\t\t\t\t\t\t\t\t<\/span>\r\n\t\t<\/a>\r\n\t<\/div>\r\n\r\n<script type=\"application\/json\" id=\"settings--2e082b34\">[]<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-30297346\" data-id=\"30297346\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42834f9 elementor-widget elementor-widget-html\" data-id=\"42834f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"ibani_widget\"><\/div>\n<script src='https:\/\/www.ibani.com\/widget.js'><\/script>\n<script>ibani.widget('ibani_widget', {lang: 'fr', height: 515, width: 300, theme:'light', code:'helpfrontaliers'});<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-d32edbc e-flex e-con-boxed e-con e-parent\" data-id=\"d32edbc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-273baee elementor-widget elementor-widget-spacer\" data-id=\"273baee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f904d22 e-flex e-con-boxed e-con e-parent\" data-id=\"f904d22\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ffe38c elementor-widget elementor-widget-heading\" data-id=\"6ffe38c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Les besoins sp\u00e9cifiques des frontaliers<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-dda4847 elementor-widget elementor-widget-text-editor\" data-id=\"dda4847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-center para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Un jonglage constant entre deux devises : CHF \/ EUR.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none white-space-prewrap\"> <\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"><br \/>Le travail en Suisse entraine plusieurs besoin particuliers en mati\u00e8re de gestion financi\u00e8re, rapatriement de salaire et d\u00e9penses dans les charges.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none white-space-prewrap\"> <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c5babd elementor-widget elementor-widget-html\" data-id=\"4c5babd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n<div class=\"hf-section3\">\r\n  <div class=\"hf-cards3\">\r\n\r\n    <div class=\"hf-card3\">\r\n      <h3>R\u00e9ception du salaire<\/h3>\r\n      <p>Vous devez recevoir votre salaire en CHF et le convertir en euros par la suite.<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"hf-card3\">\r\n      <h3>D\u00e9penses<\/h3>\r\n      <p>Vous devez g\u00e9rer les d\u00e9penses dans deux pays (logement, assurances, consommation).<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"hf-card3\">\r\n      <h3>Optimisez le change<\/h3>\r\n      <p>Vous devez optimiser le taux de change \u00e0 chaque rapatriement & \u00e9viter les frais bancaires importants.<\/p>\r\n    <\/div>\r\n\r\n    <div class=\"hf-card3\">\r\n      <h3>Accessibilit\u00e9<\/h3>\r\n      <p>Avoir la possibilit\u00e9 d\u2019acc\u00e9der en toute simplicit\u00e9 \u00e0 une application centralis\u00e9e qui g\u00e8re vos comptes, transferts etc.<\/p>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/div>\r\n\r\n<style>\r\n\r\n.hf-section3 {\r\n  background:#fff;\r\n  padding:40px 20px;\r\n  font-family:'Poppins', sans-serif;\r\n}\r\n\r\n.hf-cards3 {\r\n  display:grid;\r\n  grid-template-columns: 1fr; \r\n  gap:30px;\r\n  max-width:1000px;\r\n  margin:0 auto;\r\n}\r\n\r\n\r\n@media(min-width:768px){\r\n  .hf-cards3 {\r\n    grid-template-columns: 1fr 1fr;\r\n  }\r\n}\r\n\r\n.hf-card3 {\r\n  background:#fff;\r\n  padding:24px 20px;\r\n  text-align:center;\r\n  border-radius:12px;\r\n  border:2px solid transparent;\r\n  background-clip:padding-box, border-box;\r\n  background-origin:border-box;\r\n  background-image:\r\n    linear-gradient(#fff,#fff),\r\n    linear-gradient(135deg,#234981,#00b894,#0984e3,#6c5ce7);\r\n  box-shadow:0 4px 12px rgba(0,0,0,0.06);\r\n}\r\n\r\n.hf-card3 h3 {\r\n  font-size:18px;\r\n  font-weight:600;\r\n  margin-bottom:12px;\r\n  color:#231651;\r\n}\r\n\r\n.hf-card3 p {\r\n  font-size:15px;\r\n  line-height:1.5;\r\n  color:#333;\r\n}\r\n<\/style>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a59744a e-flex e-con-boxed e-con e-parent\" data-id=\"a59744a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23ab68b elementor-widget elementor-widget-spacer\" data-id=\"23ab68b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-690a960 e-flex e-con-boxed e-con e-parent\" data-id=\"690a960\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ae0cef elementor-widget elementor-widget-heading\" data-id=\"3ae0cef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Le compte bancaire en Suisse<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-4f08943 elementor-widget elementor-widget-text-editor\" data-id=\"4f08943\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-center para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Une solution qui vous procure des avantages et des inconv\u00e9nients.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\"><br \/><\/span><\/p><p class=\"cvGsUA direction-ltr align-center para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Il ne s\u2019agit pas d\u2019une solution obligatoire.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none white-space-prewrap\"> <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3e76d5 e-flex e-con-boxed e-con e-parent\" data-id=\"c3e76d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-52b4c8c e-con-full e-flex e-con e-child\" data-id=\"52b4c8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72c2d83 elementor-widget elementor-widget-image\" data-id=\"72c2d83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"480\" height=\"480\" src=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/3-2-480x480.png\" class=\"attachment-gt3theme_mobile size-gt3theme_mobile wp-image-21857\" alt=\"\" srcset=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/3-2-480x480.png 480w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/3-2-300x300.png 300w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/3-2-150x150.png 150w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/3-2-768x768.png 768w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/3-2.png 1000w\" sizes=\"(max-width: 480px) 100vw, 480px\" title=\"3\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3b2ec6 e-con-full e-flex e-con e-child\" data-id=\"a3b2ec6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd0fab elementor-widget elementor-widget-html\" data-id=\"3cd0fab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n\r\n.hf-acc {\r\n  max-width: 560px !important;\r\n  font-family: 'Poppins', sans-serif !important;\r\n}\r\n\r\n.hf-acc-item {\r\n  background: #f5f5fe !important;\r\n  border-radius: 14px !important;\r\n  margin: 12px 0 !important;\r\n  border: 1px solid rgba(45,0,104,.08) !important;\r\n  overflow: hidden !important;\r\n}\r\n\r\n.hf-acc-head {\r\n  display: flex !important;\r\n  align-items: center !important;\r\n  justify-content: space-between !important;\r\n  gap: 12px !important;\r\n  padding: 14px 18px !important;\r\n  cursor: pointer !important;\r\n  position: relative !important;\r\n}\r\n\r\n.hf-acc-title {\r\n  color: #2d0068 !important;\r\n  font-weight: 700 !important;\r\n  font-size: 16px !important;\r\n}\r\n\r\n\r\n.hf-acc-icn {\r\n  width: 32px !important;\r\n  height: 32px !important;\r\n  flex: 0 0 32px !important;\r\n  object-fit: contain !important;\r\n  display: block !important;\r\n  background: none !important;\r\n  border: none !important;\r\n  box-shadow: none !important;\r\n  outline: none !important;\r\n  padding: 0 !important;\r\n  margin: 0 !important;\r\n}\r\n\r\n\r\n.hf-acc-item:not(.open) .hf-acc-icn {\r\n  transform: scale(1.2) !important;\r\n  transform-origin: center !important;\r\n  background: transparent !important;\r\n  background-color: transparent !important;\r\n  filter: none !important;\r\n}\r\n\r\n.hf-acc-item.open .hf-acc-icn {\r\n  transform: none !important;\r\n  background: transparent !important;\r\n  background-color: transparent !important;\r\n  filter: none !important;\r\n}\r\n\r\n\r\n.hf-acc-body {\r\n  display: none !important;\r\n  padding: 0 18px 16px !important;\r\n  color: #2a3997 !important;\r\n  font-weight: 400 !important;\r\n  font-size: 15px !important;\r\n  line-height: 1.6 !important;\r\n}\r\n.hf-acc-item.open .hf-acc-body {\r\n  display: block !important;\r\n}\r\n\r\n.hf-acc-head::before,\r\n.hf-acc-head::after {\r\n  content: none !important;\r\n  background: none !important;\r\n  border: none !important;\r\n  box-shadow: none !important;\r\n  display: none !important;\r\n}\r\n\r\n\r\n.hf-btn { display: inline-block; margin-top: 10px; padding: 10px 18px; background: #234981; color: #fff; border-radius: 8px; text-decoration: none; font-weight: 600; transition: background .2s; font-size: 14px; } \r\n\r\n\r\n<\/style>\r\n\r\n<div class=\"hf-acc\">\r\n  <div class=\"hf-acc-item open\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">Fonctionnement<\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/top.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n     Ouvrir un compte en Suisse permet de recevoir directement son salaire en francs suisses. Vous allez disposez d\u2019un compte physique avec une carte de d\u00e9bit\/cr\u00e9dit. \r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"hf-acc-item\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">    Avantages<\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/bottom.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n      - \u00c9viter les frais li\u00e9s aux virements internationaux.<br \/>\r\n      - Faciliter les paiements en Suisse (loyer, assurances).<br \/>\r\n      - Disposer d\u2019une carte bancaire locale pour ses d\u00e9penses quotidiennes.\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"hf-acc-item\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">     Inconv\u00e9nients <\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/bottom.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n      Les banques suisses appliquent souvent des frais de tenue de compte plus \u00e9lev\u00e9s que les \u00e9tablissements fran\u00e7ais, ce qui n\u00e9cessite une comparaison attentive. Sans compter le taux moins avantageux qu'une plateforme.\r\n      \r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<script>\r\ndocument.addEventListener('DOMContentLoaded', function(){\r\n  const TOP = '\/wp-content\/uploads\/2025\/09\/top.png';\r\n  const BOT = '\/wp-content\/uploads\/2025\/09\/bottom.png';\r\n\r\n  const items = document.querySelectorAll('.hf-acc-item');\r\n  function setIcons(){\r\n    items.forEach(it=>{\r\n      const icn = it.querySelector('.hf-acc-icn');\r\n      if(!icn) return;\r\n      icn.src = it.classList.contains('open') ? TOP : BOT;\r\n      icn.width = 32; \r\n      icn.height = 32; \r\n    });\r\n  }\r\n  setIcons();\r\n\r\n  items.forEach(item=>{\r\n    item.querySelector('.hf-acc-head').addEventListener('click', ()=>{\r\n      items.forEach(i=>i.classList.remove('open'));\r\n      item.classList.add('open');\r\n      setIcons();\r\n    });\r\n  });\r\n});\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d28b2f5 e-flex e-con-boxed e-con e-parent\" data-id=\"d28b2f5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5fc65e elementor-widget elementor-widget-spacer\" data-id=\"f5fc65e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c5fee45 e-flex e-con-boxed e-con e-parent\" data-id=\"c5fee45\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44db3fb elementor-widget elementor-widget-heading\" data-id=\"44db3fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Le compte bancaire en France<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-4ee1979 elementor-widget elementor-widget-text-editor\" data-id=\"4ee1979\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span>Un frontalier peut ouvrir un compte bancaire en France pour g\u00e9rer son salaire et ses d\u00e9penses li\u00e9es \u00e0 son emploi.\u00a0<\/span><\/p><p>C\u2019est une solution pratique pour simplifier la vie entre deux pays.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf24a70 e-flex e-con-boxed e-con e-parent\" data-id=\"cf24a70\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7bbc3d8 e-con-full e-flex e-con e-child\" data-id=\"7bbc3d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-af56a77 elementor-widget elementor-widget-html\" data-id=\"af56a77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n\r\n.hf-acc {\r\n  max-width: 560px !important;\r\n  font-family: 'Poppins', sans-serif !important;\r\n}\r\n\r\n.hf-acc-item {\r\n  background: #f5f5fe !important;\r\n  border-radius: 14px !important;\r\n  margin: 12px 0 !important;\r\n  border: 1px solid rgba(45,0,104,.08) !important;\r\n  overflow: hidden !important;\r\n}\r\n\r\n.hf-acc-head {\r\n  display: flex !important;\r\n  align-items: center !important;\r\n  justify-content: space-between !important;\r\n  gap: 12px !important;\r\n  padding: 14px 18px !important;\r\n  cursor: pointer !important;\r\n  position: relative !important;\r\n}\r\n\r\n.hf-acc-title {\r\n  color: #2d0068 !important;\r\n  font-weight: 700 !important;\r\n  font-size: 16px !important;\r\n}\r\n\r\n.hf-acc-icn {\r\n  width: 32px !important;\r\n  height: 32px !important;\r\n  flex: 0 0 32px !important;\r\n  object-fit: contain !important;\r\n  display: block !important;\r\n  background: none !important;\r\n  border: none !important;\r\n  box-shadow: none !important;\r\n  outline: none !important;\r\n  padding: 0 !important;\r\n  margin: 0 !important;\r\n}\r\n\r\n\r\n.hf-acc-item:not(.open) .hf-acc-icn {\r\n  transform: scale(1.2) !important;\r\n  transform-origin: center !important;\r\n  background: transparent !important;\r\n  background-color: transparent !important;\r\n  filter: none !important;\r\n}\r\n\r\n.hf-acc-item.open .hf-acc-icn {\r\n  transform: none !important;\r\n  background: transparent !important;\r\n  background-color: transparent !important;\r\n  filter: none !important;\r\n}\r\n\r\n\r\n.hf-acc-body {\r\n  display: none !important;\r\n  padding: 0 18px 16px !important;\r\n  color: #2a3997 !important;\r\n  font-weight: 400 !important;\r\n  font-size: 15px !important;\r\n  line-height: 1.6 !important;\r\n}\r\n.hf-acc-item.open .hf-acc-body {\r\n  display: block !important;\r\n}\r\n\r\n.hf-acc-head::before,\r\n.hf-acc-head::after {\r\n  content: none !important;\r\n  background: none !important;\r\n  border: none !important;\r\n  box-shadow: none !important;\r\n  display: none !important;\r\n}\r\n\r\n\r\n.hf-btn { display: inline-block; margin-top: 10px; padding: 10px 18px; background: #234981; color: #fff; border-radius: 8px; text-decoration: none; font-weight: 600; transition: background .2s; font-size: 14px; } \r\n\r\n\r\n<\/style>\r\n<div class=\"hf-acc\">\r\n  <div class=\"hf-acc-item open\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">Fonctionnement<\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/top.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n     Certaines banques en France vous permettent d\u2019avoir une double carte bancaire EUR\/CHF. Vous recevez votre salaire directement sur votre compte CHF. \r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"hf-acc-item\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">    Avantages<\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/bottom.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n      - Centralisation au sein d'une meme banque<br \/>\r\n      - Pas besoin de compte en Suisse\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"hf-acc-item\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">    Inconv\u00e9nients  <\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/bottom.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n      - Frais de tenu de compte plus important.<br \/>\r\n      - Taux de change non avantageux<br \/>\r\n      - Non diversification\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n<\/div>\r\n\r\n\r\n\r\n<script>\r\ndocument.addEventListener('DOMContentLoaded', function(){\r\n  const TOP = '\/wp-content\/uploads\/2025\/09\/top.png';\r\n  const BOT = '\/wp-content\/uploads\/2025\/09\/bottom.png';\r\n\r\n  const items = document.querySelectorAll('.hf-acc-item');\r\n  function setIcons(){\r\n    items.forEach(it=>{\r\n      const icn = it.querySelector('.hf-acc-icn');\r\n      if(!icn) return;\r\n      icn.src = it.classList.contains('open') ? TOP : BOT;\r\n      icn.width = 32; \r\n      icn.height = 32; \r\n    });\r\n  }\r\n  setIcons();\r\n\r\n  items.forEach(item=>{\r\n    item.querySelector('.hf-acc-head').addEventListener('click', ()=>{\r\n      items.forEach(i=>i.classList.remove('open'));\r\n      item.classList.add('open');\r\n      setIcons();\r\n    });\r\n  });\r\n});\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1bef5f0 e-con-full e-flex e-con e-child\" data-id=\"1bef5f0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54f32aa elementor-widget elementor-widget-image\" data-id=\"54f32aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"480\" height=\"480\" src=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/2-1-480x480.png\" class=\"attachment-gt3theme_mobile size-gt3theme_mobile wp-image-21856\" alt=\"\" srcset=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/2-1-480x480.png 480w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/2-1-300x300.png 300w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/2-1-150x150.png 150w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/2-1-768x768.png 768w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/2-1.png 1000w\" sizes=\"(max-width: 480px) 100vw, 480px\" title=\"2\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02a8842 e-flex e-con-boxed e-con e-parent\" data-id=\"02a8842\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89be016 elementor-widget elementor-widget-spacer\" data-id=\"89be016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a7476d0 e-flex e-con-boxed e-con e-parent\" data-id=\"a7476d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a70328 elementor-widget elementor-widget-heading\" data-id=\"2a70328\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Le transfert en plus simple : Ibani<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-f704aef elementor-widget elementor-widget-text-editor\" data-id=\"f704aef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-center para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Bas\u00e9e en Suisse, ibani offre une v\u00e9ritable alternative aux banques : pas de frais cach\u00e9s, une transparence totale et des marges jusqu\u2019\u00e0 10 fois inf\u00e9rieures \u00e0 celles pratiqu\u00e9es par les \u00e9tablissements bancaires traditionnels.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c79b1e e-flex e-con-boxed e-con e-parent\" data-id=\"3c79b1e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b983e97 e-con-full e-flex e-con e-child\" data-id=\"b983e97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1e996c elementor-widget elementor-widget-image\" data-id=\"e1e996c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"480\" height=\"480\" src=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/10-1-480x480.png\" class=\"attachment-gt3theme_mobile size-gt3theme_mobile wp-image-21864\" alt=\"\" srcset=\"https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/10-1-480x480.png 480w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/10-1-300x300.png 300w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/10-1-150x150.png 150w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/10-1-768x768.png 768w, https:\/\/helpfrontaliers.ch\/wp-content\/uploads\/2025\/09\/10-1.png 1000w\" sizes=\"(max-width: 480px) 100vw, 480px\" title=\"10\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca98a72 e-con-full e-flex e-con e-child\" data-id=\"ca98a72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a6f916 elementor-widget elementor-widget-html\" data-id=\"9a6f916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n\r\n.hf-acc {\r\n  max-width: 560px !important;\r\n  font-family: 'Poppins', sans-serif !important;\r\n}\r\n\r\n.hf-acc-item {\r\n  background: #f5f5fe !important;\r\n  border-radius: 14px !important;\r\n  margin: 12px 0 !important;\r\n  border: 1px solid rgba(45,0,104,.08) !important;\r\n  overflow: hidden !important;\r\n}\r\n\r\n.hf-acc-head {\r\n  display: flex !important;\r\n  align-items: center !important;\r\n  justify-content: space-between !important;\r\n  gap: 12px !important;\r\n  padding: 14px 18px !important;\r\n  cursor: pointer !important;\r\n  position: relative !important;\r\n}\r\n\r\n.hf-acc-title {\r\n  color: #2d0068 !important;\r\n  font-weight: 700 !important;\r\n  font-size: 16px !important;\r\n}\r\n\r\n.hf-acc-icn {\r\n  width: 32px !important;\r\n  height: 32px !important;\r\n  flex: 0 0 32px !important;\r\n  object-fit: contain !important;\r\n  display: block !important;\r\n  background: none !important;\r\n  border: none !important;\r\n  box-shadow: none !important;\r\n  outline: none !important;\r\n  padding: 0 !important;\r\n  margin: 0 !important;\r\n}\r\n\r\n\r\n.hf-acc-item:not(.open) .hf-acc-icn {\r\n  transform: scale(1.2) !important;\r\n  transform-origin: center !important;\r\n  background: transparent !important;\r\n  background-color: transparent !important;\r\n  filter: none !important;\r\n}\r\n\r\n\/* Fl\u00e8che HAUT (\u00e9tat ouvert) *\/\r\n.hf-acc-item.open .hf-acc-icn {\r\n  transform: none !important;\r\n  background: transparent !important;\r\n  background-color: transparent !important;\r\n  filter: none !important;\r\n}\r\n\r\n\r\n.hf-acc-body {\r\n  display: none !important;\r\n  padding: 0 18px 16px !important;\r\n  color: #2a3997 !important;\r\n  font-weight: 400 !important;\r\n  font-size: 15px !important;\r\n  line-height: 1.6 !important;\r\n}\r\n.hf-acc-item.open .hf-acc-body {\r\n  display: block !important;\r\n}\r\n\r\n.hf-acc-head::before,\r\n.hf-acc-head::after {\r\n  content: none !important;\r\n  background: none !important;\r\n  border: none !important;\r\n  box-shadow: none !important;\r\n  display: none !important;\r\n}\r\n\r\n\r\n.hf-btn { display: inline-block; margin-top: 10px; padding: 10px 18px; background: #234981; color: #fff; border-radius: 8px; text-decoration: none; font-weight: 600; transition: background .2s; font-size: 14px; } \r\n\r\n\r\n<\/style>\r\n<div class=\"hf-acc\">\r\n  <div class=\"hf-acc-item open\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">    Fonctionnement<\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/top.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n     With a dedicated Swiss IBAN, you can receive your salary simply and securely, thanks to an intuitive application and responsive customer service. \r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"hf-acc-item\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">    Avantages<\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/bottom.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n      - Bas\u00e9e en Suisse, alternative fiable aux banques<br \/>\r\n    - Pas de frais cach\u00e9s, transparence totale<br \/>\r\n    - Marges jusqu\u2019\u00e0 10x inf\u00e9rieures aux banques traditionnelles<br \/>\r\n    - Exp\u00e9rience utilisateur simplifi\u00e9e\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"hf-acc-item\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">     Inconv\u00e9nients <\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/bottom.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n    \r\n      - Service principalement orient\u00e9 transferts en devises (pas de carte pour le moment)<br \/>\r\n- D\u00e9pendance \u00e0 l\u2019application pour la gestion\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n    <div class=\"hf-acc-item\">\r\n    <div class=\"hf-acc-head\">\r\n      <span class=\"hf-acc-title\">    T\u00e9l\u00e9charger<\/span>\r\n      <img class=\"hf-acc-icn\" src=\"\/wp-content\/uploads\/2025\/09\/bottom.png\" alt=\"\" decoding=\"async\" \/>\r\n    <\/div>\r\n    <div class=\"hf-acc-body\">\r\n      T\u00e9l\u00e9chargez ibani d\u00e8s aujourd\u2019hui et profitez de transferts rapides, s\u00fbrs et \u00e9conomiques.<br><br>\r\n      <a href=\"https:\/\/www.ibani.com\/parrainage?code=helpfrontaliers\" class=\"hf-btn\" target=\"_blank\" rel=\"noopener\">T\u00e9l\u00e9charger<\/a>\r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n\r\n\r\n<script>\r\ndocument.addEventListener('DOMContentLoaded', function(){\r\n  const TOP = '\/wp-content\/uploads\/2025\/09\/top.png';\r\n  const BOT = '\/wp-content\/uploads\/2025\/09\/bottom.png';\r\n\r\n  const items = document.querySelectorAll('.hf-acc-item');\r\n  function setIcons(){\r\n    items.forEach(it=>{\r\n      const icn = it.querySelector('.hf-acc-icn');\r\n      if(!icn) return;\r\n      icn.src = it.classList.contains('open') ? TOP : BOT;\r\n      icn.width = 32; \r\n      icn.height = 32; \r\n    });\r\n  }\r\n  setIcons();\r\n\r\n  items.forEach(item=>{\r\n    item.querySelector('.hf-acc-head').addEventListener('click', ()=>{\r\n      items.forEach(i=>i.classList.remove('open'));\r\n      item.classList.add('open');\r\n      setIcons();\r\n    });\r\n  });\r\n});\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fad87d4 e-flex e-con-boxed e-con e-parent\" data-id=\"fad87d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25e7971 elementor-widget elementor-widget-spacer\" data-id=\"25e7971\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a07b691 e-con-full e-flex e-con e-parent\" data-id=\"a07b691\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0215ab elementor-widget elementor-widget-html\" data-id=\"f0215ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n\r\n.hf-summary{\r\n  --bg:#f5f5fe;\r\n  --radius:18px;\r\n  --maxw:1300px;\r\n  --padX:28px; \r\n  --padY:26px;\r\n  display:flex; justify-content:center;\r\n  padding:8px 16px;\r\n  font-family:'Poppins',sans-serif;\r\n}\r\n.hf-summary-inner{\r\n  width:100%;\r\n  max-width:var(--maxw);\r\n  background:var(--bg);\r\n  color:#000;\r\n  border:1.5px solid rgba(0,0,0,.15);\r\n  border-radius:var(--radius);\r\n  box-shadow:0 10px 24px rgba(0,0,0,.15);\r\n  padding:var(--padY) var(--padX) 60px;\r\n  position:relative;\r\n}\r\n\r\n.hf-summary h3{\r\n  margin:0 0 12px;\r\n  text-align:center;\r\n  font-weight:700;\r\n  font-size:22px;\r\n  line-height:1.2;\r\n  color:#000;\r\n}\r\n.hf-summary p{\r\n  margin:0;\r\n  font-size:16px;\r\n  line-height:1.7;\r\n  color:#000;\r\n  margin:0 0 20px;\r\n  text-align: center;\r\n}\r\n\r\n\r\n.hf-summary-icon{\r\n  display:block;\r\n  margin:10px auto 16px;\r\n  width:72px;     \r\n  height:auto;     \r\n}\r\n\r\n@media (max-width:1024px){\r\n  .hf-summary{ --maxw:95%; }\r\n  .hf-summary-icon{ width:70px; }\r\n}\r\n\r\n@media (max-width:768px){\r\n  .hf-summary{ padding:14px; }\r\n  .hf-summary-inner{\r\n    padding:20px 16px 36px;\r\n    border-radius:12px;\r\n    text-align:center;\r\n  }\r\n  .hf-summary-icon{\r\n    width:50px;    \r\n    height:auto;\r\n    margin-bottom:10px;\r\n  }\r\n  .hf-summary h3{ font-size:20px; margin-bottom:10px; }\r\n  .hf-summary p{ font-size:15px; line-height:1.6; }\r\n}\r\n\r\n\r\n<\/style>\r\n<div class=\"hf-summary\">\r\n  <div class=\"hf-summary-inner\">\r\n    <img decoding=\"async\" class=\"hf-summary-icon\" src=\"\/wp-content\/uploads\/2025\/09\/icone-section.png\" alt=\"\" aria-hidden=\"true\">\r\n    <h3>En r\u00e9sum\u00e9<\/h3>\r\n    <p>\r\n      Choisissez une solution qui vous permet de limiter les frais de transfert depuis la Suisse vers la France. Aucun frais cach\u00e9s, tr\u00e8s faibles marge et une application qui vous permet de tout g\u00e9rer, y compris le paiement de votre assurance-maladie LAMal.\r\n    <\/p>\r\n  <\/div>\r\n<\/div>\r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c52a2a2 e-flex e-con-boxed e-con e-parent\" data-id=\"c52a2a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-231f651 elementor-widget elementor-widget-spacer\" data-id=\"231f651\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ac1442 e-flex e-con-boxed e-con e-parent\" data-id=\"8ac1442\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f7736d elementor-widget elementor-widget-heading\" data-id=\"8f7736d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Ibani, c\u2019est pour qui ? <\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element-custom_font_size elementor-element-custom_font_family elementor-element-custom_color elementor-element elementor-element-45cbf28 elementor-widget elementor-widget-text-editor\" data-id=\"45cbf28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"cvGsUA direction-ltr align-center para-style-body\"><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">Ibani, ce n\u2019est pas que pour les frontaliers&#8230; ils couvrent de nombreux services et sont sp\u00e9cialis\u00e9 dans le change international.<\/span><span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none white-space-prewrap\"> <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7576404 elementor-widget elementor-widget-html\" data-id=\"7576404\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n<style>\r\n\r\n.hf-section4{\r\n  background:#fff;\r\n  padding:40px 16px 56px;\r\n  font-family:'Poppins',sans-serif;\r\n}\r\n\r\n.hf-cards4{\r\n  display:grid;\r\n  grid-template-columns:repeat(3,1fr);\r\n  gap:34px;\r\n  max-width:1200px;\r\n  margin:0 auto;\r\n}\r\n\r\n\r\n@media (max-width:1024px){\r\n  .hf-cards4{ grid-template-columns:repeat(2,1fr); gap:24px; }\r\n}\r\n\r\n\r\n@media (max-width:680px){\r\n  .hf-cards4{ grid-template-columns:1fr; gap:18px; }\r\n}\r\n\r\n.hf-card4{\r\n  position:relative;\r\n  text-align:center;\r\n  background:#fff;\r\n  border-radius:16px;\r\n  border:2px solid transparent;\r\n  background:\r\n    linear-gradient(#fff,#fff) padding-box,\r\n    linear-gradient(135deg,#234981,#6c5ce7,#0984e3,#00b894) border-box;\r\n  box-shadow:0 8px 20px rgba(0,0,0,.08);\r\n  padding:28px 22px 60px; \r\n  overflow:hidden;\r\n}\r\n\r\n.hf-card4 h3{\r\n  margin:6px 0 10px;\r\n  font-size:20px;\r\n  font-weight:700;\r\n  color:#2a1b59;\r\n}\r\n\r\n.hf-card4 p{\r\n  margin:0;\r\n  color:#2b1b59;\r\n  font-size:16px;\r\n  line-height:1.55;\r\n}\r\n\r\n.hf-cta{\r\n  position:absolute;\r\n  left:50%;\r\n  bottom:16px;\r\n  transform:translateX(-50%);\r\n  width:44px; height:44px;\r\n  border-radius:999px;\r\n  display:grid; place-items:center;\r\n  text-decoration:none;\r\n  font-size:22px; font-weight:600;\r\n  color:#fff;\r\n  background:#0ea5e9;\r\n  box-shadow:0 6px 18px rgba(14,165,233,.35);\r\n  transition:transform .2s ease, box-shadow .2s ease;\r\n}\r\n\r\n.hf-cta:hover{\r\n  transform:translateX(-50%) translateY(-2px);\r\n  box-shadow:0 10px 24px rgba(14,165,233,.45);\r\n}\r\n\r\n@media (max-width:680px){\r\n  .hf-card4{ padding-bottom:80px; }\r\n  .hf-cta{ width:50px; height:50px; font-size:24px; }\r\n}\r\n<\/style>\r\n<section class=\"hf-section4\">\r\n  <div class=\"hf-cards4\">\r\n    <article class=\"hf-card4\">\r\n      <h3>Border residents<\/h3>\r\n      <p>Aux frontaliers qui souhaitent rapatrier leur salaire au meilleur taux<\/p>\r\n      <a href=\"https:\/\/www.ibani.com\/parrainage?code=helpfrontaliers\" class=\"hf-cta\" aria-label=\"En savoir plus Frontalier\" target=\"_blank\" rel=\"noopener\">\u2794<\/a>\r\n    <\/article>\r\n\r\n    \r\n    <article class=\"hf-card4\">\r\n      <h3>R\u00e9sidents Suisses <\/h3>\r\n      <p>Aux r\u00e9sidents qui souhaitent g\u00e9rer leurs projets personnels, qu\u2019il s\u2019agisse d\u2019immobilier, d\u2019\u00e9tudes, de voyages ou d\u2019autres besoins du quotidien<\/p>\r\n    <\/article>\r\n\r\n    <article class=\"hf-card4\">\r\n      <h3>Entreprises<\/h3>\r\n      <p>Aux entreprises qui optimisent leurs transferts internationaux<\/p>\r\n    <\/article>\r\n\r\n\r\n  <\/div>\r\n<\/section>\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4015019 e-flex e-con-boxed e-con e-parent\" data-id=\"4015019\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c995b66 elementor-widget elementor-widget-spacer\" data-id=\"c995b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Le c\u00f4t\u00e9 bancaire pour un frontalier : une \u00e9tape cruciale Au-del\u00e0 des questions fiscales et administratives, le choix de la solution bancaire est un point essentiel dans la gestion quotidienne des finances d\u2019un frontalier. Rapatriez votre salaire depuis la Suisse vers la France en quelques clics. Une application &amp; un iban d\u00e9di\u00e9. D\u00e9couvrir Contact Les [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29244,"parent":20445,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-22438","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages\/22438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/comments?post=22438"}],"version-history":[{"count":0,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages\/22438\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/pages\/20445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/media\/29244"}],"wp:attachment":[{"href":"https:\/\/helpfrontaliers.ch\/en\/wp-json\/wp\/v2\/media?parent=22438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}